How to Use Swagbucks

I wrote about using Swagbucks to make a little money before Christmas a few weeks ago but sometimes it can be difficult to know where to start with these types of things, so this week I thought I would share how to use Swagbucks to get the most out of it.

How to use swagbucksWhat is Swagbucks?
Swagbucks is an awesome site that offers rewards for doing simple activities online, some of which you probably already do. In exchange for doing these activities, you receive “points” that are referred to as Swagbucks (SB). You can then exchange these SBs for your choice of reward.

How to Sign Up

Signing up to Swagbucks is super easy. Just pop over to the their website and enter your details. If you join using that link we will both receive a bonus 500 Swagbucks, which equals $5 in rewards.

Ways to Earn Swagbucks

  1. Complete your TO DO LIST daily.
  2. Answer the DAILY POLL.
  3. SEARCH – There are usually 4 opportunities throughout the day to earn SB. Don’t search too quickly though, you will get a message to slowdown and you won’t earn any SB through searching again for the day.swagbucks-share-1470-v2
  4. WATCH videos from a variety of playlists each day.
  5. DISCOVER offers a number of ways to earn Swagbucks. Radium offer videos are my favourite.
  6. ANSWER questions and complete surveys.
  7. DEAL OF THE DAY, is super easy, just simply click the link!
  8. Keep your eye out for the daily SWAGCODE posted on the Swagbucks Facebook page.
  9. iSPY Search offers 4 chances to find a Swagbucks code on Twitter every Wednesday.
  10. PLAY can earn you up to 10SB per day by playing a number of fun games.
  11. WATCH videos on the Swagbucks app. Again this is limited to 10SB per day.
  12. Install the SWAG BUTTON to be notified of any bonuses and cashbacks on offer when shopping online.
  13. If you meet your DAILY GOAL for 7 days straight, you will earn 25SB. If you reach it for 14 days, 100SB, 21 days, 200 SB. If you achieve your daily goal every How to Swagbucksday of the month you will receive 300 SB. These bonuses are paid at the start of the following month.
  14. REFER a friend to Swagbucks and receive a bonus 300SB.

 Cash Out your Swagbucks for Rewards. 

Turning your Swagbucks into rewards is super easy. Click on “Redeem your SB” on the Swagbucks homepage and then choose your preferred gift card. My favourite option is the PayPal gift cards because I can spend it anywhere. Once you’ve selected your reward, verify your account and details, and that’s it. Your reward will be on its way. It is that simple.

If you’re not already signed up, click here to join and start putting cash back in your wallet with Swagbucks.

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5 Ways to Make Extra Money in Time for Christmas

With just over 10 weeks left until Christmas, I’m sure we’re all looking for a way to stretch the budget that little bit further. I have quite a few posts with a number of different ways to save money, but sometimes cutting back just isn’t enough. What do you do when you have reduced your spending all you can and you’re still not quite sure how you’re going to pay for Christmas? You add a little bit more money to your budget!

Today I am sharing 5 ways to make extra money, that take little, to no effort. Be warned, none of these will earn you big bucks, but they can help you pay for Christmas this year.

  1. Swagbucks – Swagbucks is an awesome site that offers aswagbucks-share-1480-v2 variety of rewards for doing simple activities online, some of which you probably already do, such as searching the web or online shopping. In exchange for doing these activities, you receive “points” that are referred to as Swagbucks. You can then exchange these Swagbucks for a range of different gift cards. To sign up for Swagbucks click here, and we will both receive a bonus 500 Swagbucks.
  2. Cashrewards – I mentioned Cashrewards in my Another 5 Ways to Save on Groceries post. It’s a great site that allows you to receive cashback on online purchases you make. It’s simple to use, you just sign up, search for the store you’re looking for and then shop online as normal and wait for your cashback to arrive. There are over 1,000 stores including ASOS, eBay, and my favourite, Woolworths. Cashrewards also gives you access to exclusive savings, coupons, offers and discounted eGift cards. To sign up for Cashrewards click here, you’ll get a $5 bonus in your Cashrewards account, and because I referred you, so will I.d2121a19aad84e729ca1c67de5c1c150-fe4e1edfbda84da984bd4464da944379_facebook_share_jpg
  3. PricePal Pricepal is another site that allows you to receive cashback on online purchases. Again, it’s super simple to use, just sign up, search the store you are looking for, click the link and make your purchase. Pricepal offers both cashback and discounts from shops such as Big W, Chemist Warehouse and Groupon. To sign up for PricePal click here, we’ll both receive a bonus $5 when you earn $5 cashback.
  4. Woolworths RewardsWoolworths Rewards is something I think most people know about, but not everyone cashes in on. It’s simple to use, you just sign up, scan your card every time you shop and then you earn 1 point for every dollar you spend in store and online at Woolworths supermarkets, BWS and Caltex Woolworths fuel outlets. You will also receive exclusive offers, bonus points offers and instant savings. Each time your balance hits 2000 points you will automatically save $10 on your next shop, or you can bank your savings for Christmas. To sign up for Woolworths Rewards click here5 Ways to Make Extra Money in Time for Christmas (1)
  5. Flybuys Flybuys is another loyalty program I think most people are familiar with, but again not everyone utilises. It’s similar to Woolworths Rewards, in that all you do is sign up and scan your time when you shop, but instead offers points, exclusive deals, bonuses and savings from a wider range of partners that includes Coles, Kmart and Target. Flybuys also offer a variety of rewards, from flybuy dollars (which can be used for in store purchases),  appliances and movie vouchers. To sign up for Flybuys click here.

So there you have 5 ways to make a little extra money in time for Christmas. Have you already started buying Christmas presents? Or is leave it to the last minute more your style? I’d love to hear in the comments.

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5 Tips for Living on a Single Income

At the moment my family are living on one income while I’m studying at University. While we are definitely not rolling in it, (There’s a reason I write about how to live a great life on a budget!) we make do, and never really feel like we are going without. I thought this week I would share some of my suggestions for making life on one income a little easier.

  1. Needs versus Wants – It’s so easy to get caught up in all things you think you have to have these days. But how many of them are really necessary? Sit down with your partner and figure out what things are needs and what are simply wants, and then make cuts to your budget where you can. Figure out what your family can live without and go with it.
  2. Set yourself limits – If there’s something you know you can’t all go without absolutely, but that is definitely more of a want than a need, try just cutting back. Set yourself limits on frivolous spending and stick to them. You can still have your cake and eat it too, just be sensible about it.
  3. Make sure everyone knows your budget – Sometimes when I think I have all the numbers figured out, my husband throws a spanner in the works by telling me he needs money for soccer or something I didn’t know about. After a few (maybe several), conversations about how I can’t just make money appear, he now knows to give me advance warning for such things so I can include them in our budget. I also try and make sure he knows what bills and things we have coming up, so it isn’t a complete surprise to him when I tell him there’s no spare money for something one week. Living on one income is much easier when we’re both on the same page as to where we are up to with our budget.5 Tips for Living on a Single Income 1
  4. Track your money – It’s easier for money to be frittered away when you don’t know exactly where it’s going. Keeping track of what you’re spending your money on will allow you to identify any problems as they arise, so you can work out a solution. The upside of living on one income is there is less money to keep tabs on.
  5. Remember why you’re doing it – When the bills are flying in and it all seems like too much, remember why you are doing this. Maybe like me you’re studying to better yourself and further your career. Or maybe it’s important to you for you to be at home with your babies. Whatever the reason, focus on that, and I am sure you will figure it out. If you need more  hints for living on a budget, take a look at my posts with ways to save, or some of my budget-friendly ideas.

What’s your best advice for living on a single income? I’d love to hear it in the comments.

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Budget Friendly Spring School Holiday Ideas

Today is the last day of term 3 in NSW. Term 3!! What?! I know Queensland have already been on holidays for a week now, but I feel like it’s just much too soon! Didn’t the term just start?
We are heading away for a few nights at the end of next week, but other than that we don’t have a lot planned. I have exams coming up so I will be spending as much time as I can studying. We will take advantage of the beautiful weather though and get outside as much as we can, even if I have to take my books with us!

To view my other posts with school holiday ideas click here.

Go on a nature walk – Spring is the perfect time to get outside in the sunshine and explore! Check out your local area’s website for bush walking tracks near you and see what you can find.

Spring school holidays 3Plant some seeds  – In my 5 Ways to Save This Spring post, I mentioned now is a great time to plant a veggie garden. Why not get the kids involved and put them in charge of their own little project these holidays? Let them pick what they would like to grow and who knows, it might even encourage them to try a new veggie or two come harvest time (I can always dream right?).

Rock painting – I use the term “painting” loosely here. You can  use a few different mediums to create beautiful rocks; paint, chalk, decoupage, even textas. Collect a few rocks from your backyard or pick up one or two when you’re out on your nature walk (be very careful you don’t disturb any critters though), get the craft box out and see what the kids come up with. You can then use them to decorate your new garden, if you’re planting one!

Spring school holiday ideas 2Chalk Drawing – Another great idea for getting creative outside is chalk drawing. You can pick up chalk for only a few dollars, set the kids up outside, preferably in a shady spot, and let them go nuts! The best part is clean up is simple, it will wash away next time it rains. Just make sure you snap a picture before the masterpieces disappear!

Learn a new talent – My son got a thumb chuck for his birthday and is slowly learning how to do tricks with it. Maybe your kids would love to be able to juggle? Solve a Rubik’s cube? Or do magic tricks? Check out YouTube for how-to videos or Google tutorials for their chosen skill, and let them go for it!

What do you have planned for the school holidays? I’d love to hear some more ideas in the comments.

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5 Ways a Spring Clean Can Help You Save Money

A few weeks ago I posted 5 Ways to Save This Spring, but did you know a good Spring Clean can be good for your budget too? Today I am sharing 5 ways a Spring Clean can help you save money. To see my other posts with ways to save click here.

  1. Clean your appliances – I mentioned in my spring ways to save post, now is the time to clean and service your air conditioner to prepare for the coming months and help keep you electricity bill down. The same goes for other large appliances. Giving your fridge (especially the vents), dishwasher and washing machine a thorough clean (check your instruction manuals for instructions), will help lower your energy costs and save you money.
  2. Dusting – This one is especially important if you or your family members suffer from health issues such as asthma or allergies. Dirt, dust and mould build up during winter triggering such ailments. Giving your house a good old dust can help relieve these types of health conditions, which in turn, means less money spent on medicines and medical treatments. I’m not saying it will solve all your health problems (and I am definitely not a doctor so do make sure to follow your health care professionals advice!), but every little bit helps.
  3. De-clutter – This isn’t as much a way to save as a way to make a little extra money. We all have things in our home we no longer want or use for whatever reason. Why not sell them and make yourself some cash? You can list items on your local buy, swap and sell pages, Gumtree or eBay. Added bonus, having less stuff in your home means less stuff to clean!
  4. Organise – Having a place for everything, and everything in its place, makes life so much easier to find things. When we first moved in together, I can’t tell you how many times my Husband swore we were out of something I was sure we had, gone out and purchased more, only for me to find an excess of it tucked in a drawer or cupboard somewhere later. These days he knows where most things in our home live and we no longer end up with 62 million rolls of sticky tape lying around.
  5. Clean out your car –  Did you know that carrying extra weight in your vehicle actually increases fuel consumption? Driving around with things you don’t need in your car, like 62 million toys in the back seat, unnecessarily raises your vehicles weight and uses more fuel per kilometre. Clean your car out of anything you don’t need and save yourself some dollars. Side note: does anyone else’s child just HAVE to take a toy with them, you know. in case they get bored or something, where ever they go and then just leave them in the car? No? Just mine then.

So there you have 5 ways a Spring Clean can help you save money. Do you Spring Clean your home and if so, do you find it helps save you money? I’d love to hear about it in the comments.

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